Skip to main content

11 reasons you are struggling to save money

There are many reasons  people struggle with saving money. Many factors that we are sometimes are unaware of. In this article we will discuss some of these reasons.  11 reasons you are struggling to save money 1.Cost of living It would be an injustice to talk about saving money without acknowledging the cost of living. The inflation rate keeps rising which means prices are hiking while our income remains the same.  High costs of living, such as housing, healthcare, and education, leave little room for saving after meeting essential needs. 2. You don't Budget (or stick to it) A budget is to your finances what water is to your body. You might survive a day or two without it but in a long term you will feel the effects. Without a clear budget, it's challenging to track income, expenses, and savings. Overspending becomes common, making it difficult to save 3. You live beyond your means Spending more than you earn will leave you with nothing to save.  Spending more than w...

10 Sites that pay moms to write- Make money Online


Did you know that there are sites that pay moms to share their stories? Yep. Getting paid to share what you already know. These sites pay moms to share their stories. They're a perfect side hustle for stay-at-home moms and working moms too.

Some of these sites pay as much as $800 to their contributors. 

1. Money Pantry - Pay $150+

Money Pantry is a personal finance blog. They are always looking for writers. You can write about ways you save money in your household. Anything that has to do with finances. Those small (or big) things that improve your finances.

2. Freelance Mom -

Freelance Mom allows ‘MOMpreneurs” to share their journey of being a mom and an entrepreneur. You can write about the ups, the downs, and anything in between. Moms can share their coping mechanisms. How they started, and how they keep the balance. Basically anything relevant to being a mom and an entrepreneur. 

3. Healthy Living-Pay $150+

Healthy Living is centered around a healthy lifestyle, parenting, pregnancy, and travel. You can write an article about any of these topics and more. They take about 6 days to respond.

4. Family Fun

The Family Fun magazine has been around since 1991. 

5. Vibrant Life-Pay $100-$300 

Are you a Christian mom interested in mental health, a Healthy lifestyle, and spiritual balance? 

If Yes, then Vibrant Life might be a perfect fit for you. It is a bimonthly magazine that focuses on spiritual balance, mental clarity, and healthy living, from a Christian’s perspective. 

They are looking for a positive perspective that is reader based. That is, you should focus on what the reader will benefit from your articles. 

6. Horizon Guide

The Horizon Guide is a travel guide magazine like no other. They are looking for extraordinary guides to incredible places. So if you have a traveling guide that is out of the ordinary then this magazine is a good fit for you. You can share your experiences as a traveler. From the food and accommodation to activities and weather at your favourite spots. You can share it all!

7. This old house

This Old House is a gardening magazine. If you have a green thumb and have tips on how to take care of a garden. Or have interesting stories about your gardening experience then hit them up.

8. The Barefoot Writer Pay $100 -$300 

Are you a freelance writer/Mom blogger looking to be published in an established magazine?

The Barefoot Writer magazine is the way to go for you. It is mainly about writers and a writer’s life. You can share tips and tricks for making it as a writer. You can also share your story to motivate other writers. 

9. Clubhouse Magazine

Pay: $0.15 to $0.25 per word

Clubhouse Magazine is always looking for unique and interesting nonfiction stories and articles, especially stories about real-life kids. Every article should have a Christian angle, though it shouldn’t be overbearing. 

10. Raising Arizona Kids

This is a magazine that publishes anything fun, and family-friendly about Arizona. So if you have a cool spot that you and your kids love, you can write up about it. Or you can write about tips on how to raise kids in Arizona. Anything that has to do with Arizona and parenting, basically. 


Make money online with these sites. Share your experiences and earn yourself a few bucks. 


Popular posts from this blog

Diversifying Your Investment Portfolio in South Africa: A Comprehensive Guide

Investing in South Africa can offer numerous opportunities for growth and wealth accumulation. However, it's essential to understand that all investments carry some degree of risk. Diversifying your investment portfolio is a crucial strategy to mitigate risks and optimize returns. In this comprehensive guide, we'll delve into the strategies and steps you can take to diversify your investment portfolio in South Africa. Understanding Portfolio Diversification Portfolio diversification is a risk management strategy that involves spreading investments across various assets, industries, and geographic regions. The aim is to reduce exposure to any single asset or risk. Diversification helps balance potential losses in one area with gains in another, ultimately aiming for a more stable and profitable overall portfolio. In South Africa, diversifying your investment portfolio typically involves considering a mix of asset classes, such as equities, bonds, real estate, commodities, and ca...
Read more

8 Easy to start side hustles in South Africa

 08 side hustles you can do in South Africa in 2022 to earn extra income With the standard of living continuously increasing in South Africa and the unemployment rate skyrocketing, it is not shocking that most of us are looking for alternative ways to earn income.  1. Freelancing There is a huge market for freelancers on the web. Ranging from freelance writers, web developers, social media managers, virtual assistants, etc. You can use your skills and knowledge to earn income online without being permanently employed as a norm. Platforms such as Fiverr, Upwork, and freelance.com offers you a chance to meet international customers. These platforms are easy to use and free too, so you do not need start-up capital.    2. Uber or Bolt Driver Do you have a car and a few minutes (or hours) a day or on weekends to spare? You can create another stream of income by becoming a driver for Bolt and Uber. You can create your own schedule and choose how long you ...
Read more

How to repay debt faster- a detailed plan

Paying off your debts is one of ways to achieve financial freedom according to personal finance gurus such as Dave Ramsey and Suze Orman. To achieve financial freedom, your assets must exceed your liabilities. As such, paying debt gets you closer to the goal of financial freedom.  In this article we will explore ways in which you can repay debt faster and the methods you can use to repay it.  7 Effective ways to pay off debt fast 1. focus on one debt at a time  Focusing on one debt at a time will keep you motivated as you will see results faster. You do not ignore the other debts. You have to make minimum payments on all your debts and then put the leftover money towards one debt at a time.  2. Pay more than the minimum Building on the previous point, you have to make more than the required/minimum payments to get out of debt faster. Paying only the required amounts means you will have to pay into a full term. Thus not paying off your debt faster. 3. Get on a budget ...
Read more