Skip to main content

11 reasons you are struggling to save money

There are many reasons  people struggle with saving money. Many factors that we are sometimes are unaware of. In this article we will discuss some of these reasons.  11 reasons you are struggling to save money 1.Cost of living It would be an injustice to talk about saving money without acknowledging the cost of living. The inflation rate keeps rising which means prices are hiking while our income remains the same.  High costs of living, such as housing, healthcare, and education, leave little room for saving after meeting essential needs. 2. You don't Budget (or stick to it) A budget is to your finances what water is to your body. You might survive a day or two without it but in a long term you will feel the effects. Without a clear budget, it's challenging to track income, expenses, and savings. Overspending becomes common, making it difficult to save 3. You live beyond your means Spending more than you earn will leave you with nothing to save.  Spending more than w...

10 Sites that pay moms to write- Make money Online


Did you know that there are sites that pay moms to share their stories? Yep. Getting paid to share what you already know. These sites pay moms to share their stories. They're a perfect side hustle for stay-at-home moms and working moms too.

Some of these sites pay as much as $800 to their contributors. 

1. Money Pantry - Pay $150+

Money Pantry is a personal finance blog. They are always looking for writers. You can write about ways you save money in your household. Anything that has to do with finances. Those small (or big) things that improve your finances.

2. Freelance Mom -

Freelance Mom allows ‘MOMpreneurs” to share their journey of being a mom and an entrepreneur. You can write about the ups, the downs, and anything in between. Moms can share their coping mechanisms. How they started, and how they keep the balance. Basically anything relevant to being a mom and an entrepreneur. 

3. Healthy Living-Pay $150+

Healthy Living is centered around a healthy lifestyle, parenting, pregnancy, and travel. You can write an article about any of these topics and more. They take about 6 days to respond.

4. Family Fun

The Family Fun magazine has been around since 1991. 

5. Vibrant Life-Pay $100-$300 

Are you a Christian mom interested in mental health, a Healthy lifestyle, and spiritual balance? 

If Yes, then Vibrant Life might be a perfect fit for you. It is a bimonthly magazine that focuses on spiritual balance, mental clarity, and healthy living, from a Christian’s perspective. 

They are looking for a positive perspective that is reader based. That is, you should focus on what the reader will benefit from your articles. 

6. Horizon Guide

The Horizon Guide is a travel guide magazine like no other. They are looking for extraordinary guides to incredible places. So if you have a traveling guide that is out of the ordinary then this magazine is a good fit for you. You can share your experiences as a traveler. From the food and accommodation to activities and weather at your favourite spots. You can share it all!

7. This old house

This Old House is a gardening magazine. If you have a green thumb and have tips on how to take care of a garden. Or have interesting stories about your gardening experience then hit them up.

8. The Barefoot Writer Pay $100 -$300 

Are you a freelance writer/Mom blogger looking to be published in an established magazine?

The Barefoot Writer magazine is the way to go for you. It is mainly about writers and a writer’s life. You can share tips and tricks for making it as a writer. You can also share your story to motivate other writers. 

9. Clubhouse Magazine

Pay: $0.15 to $0.25 per word

Clubhouse Magazine is always looking for unique and interesting nonfiction stories and articles, especially stories about real-life kids. Every article should have a Christian angle, though it shouldn’t be overbearing. 

10. Raising Arizona Kids

This is a magazine that publishes anything fun, and family-friendly about Arizona. So if you have a cool spot that you and your kids love, you can write up about it. Or you can write about tips on how to raise kids in Arizona. Anything that has to do with Arizona and parenting, basically. 


Make money online with these sites. Share your experiences and earn yourself a few bucks. 


Popular posts from this blog

Financial Planning? All you need to know about 401k

We are always encouraged to plan for the future. Have a retirement plan. But more often than not, people rarely ever explain what a retirement plan is. How to go about it and what options you have. In this issue, we will dive deep into the good, the bad, and the ugly about retirement plans. We will mainly focus on the most common one, 401(k). What is a 401(k)? A 401k is an employer-sponsored retirement plan. It is named after section 401(k) of the U.S  Internal Revenue Code. The employee agrees to contribute a certain percentage of their salary to an investment account for retirement. Employers may match some or all of the amount.  This is a great investment vehicle for ordinary folks who work a 9-5. It is designed to encourage the working class to save and prepare for their retirement. There are primarily two types of IRA; the traditional 401(K) and ROTH 401(k). The main difference is that the traditional 401(k) is made pre-tax and therefore reduces the taxable income and the...
Read more

5 Effective Ways to Save on Petrol

  As drivers face steady petrol and diesel cost expands, it's essential to find ways of saving a couple of litres of fuel as the cost of living in South Africa stay raised. South African drivers were hit with another monetary thump this month and are presently paying nearly R23 per litre to top off their vehicles as of 2 August, with the expense of diesel and petroleum moving by around R0.71/72 and R0.37 per litre, separately. The expense of fuel is still underneath R25 per litre however is as yet drifting great above R20 per litre. The individuals who use petroleum will get just about one litre less per tank contrasted with last month, while diesel clients can expect almost two litres less - contingent upon the size of their tank.  Inland 95 octane petroleum and Diesel 0.005% expense R22.83/l and R20.52/l, separately, while at the coast, it costs R22.11/l and R19.81/l, figuring in the record demand and different expenses. Despite the fact that fuel costs have diminished contr...
Read more

11 reasons you are struggling to save money

There are many reasons  people struggle with saving money. Many factors that we are sometimes are unaware of. In this article we will discuss some of these reasons.  11 reasons you are struggling to save money 1.Cost of living It would be an injustice to talk about saving money without acknowledging the cost of living. The inflation rate keeps rising which means prices are hiking while our income remains the same.  High costs of living, such as housing, healthcare, and education, leave little room for saving after meeting essential needs. 2. You don't Budget (or stick to it) A budget is to your finances what water is to your body. You might survive a day or two without it but in a long term you will feel the effects. Without a clear budget, it's challenging to track income, expenses, and savings. Overspending becomes common, making it difficult to save 3. You live beyond your means Spending more than you earn will leave you with nothing to save.  Spending more than w...
Read more